Payment Policy – mkbarrs.com

By making a purchase on mkbarrs.com (the “Site”), you agree to the following billing terms and conditions. Please read them carefully before proceeding with your purchase.

1. Payment Methods

Accepted Payment Methods:

We accept the following payment methods:

Credit/Debit Cards via Stripe (Visa, MasterCard, Amex, Discover, Union Pay).
PayPal or card payment via PayPal (Credit/Debit Cards, which include Visa, MasterCard, Amex, Discover, Union Pay).

Payment Security:

All payments are processed through secure, encrypted third-party payment gateways (PayPal & Stripe).
We do not store your payment information on our servers.
Our payment processing systems are PCI DSS (Payment Card Industry Data Security Standard) compliant, ensuring the highest level of security for your payment data.

2. Pricing and Currency

Product Prices:

All prices are listed in USD and are inclusive of applicable taxes (e.g., VAT) unless otherwise stated.
Prices are subject to change without notice.

Additional Charges:

Shipping fees, customs duties, and taxes (if applicable) are already included in the product’s price.

3. Order Confirmation

Order Acceptance:

Your order is an offer to purchase, which we may accept or reject at our discretion.
We will send you an order confirmation email once your payment is processed and your order is confirmed.

Payment Authorisation:

By placing an order, you authorise us to charge the total amount to your selected payment method.
If your payment cannot be processed, your order will not be fulfilled.

4. Billing Errors

Disputes:

If you believe there is an error in your billing, please contact us immediately at support@mkbarrs.com.
Provide details of the error, including your order number and a description of the issue.

Refunds for Errors:

If we determine that a billing error occurred, we will refund the incorrect amount within 10 business days.

5. Refunds and Cancellations

Refund Policy:

Refunds are processed in accordance with our Return and Refund Policy.
Refunds will be issued to the original payment method used for the purchase.

Cancellations:

You may cancel your order before it is shipped. Contact us at support@mkbarrs.com to request a cancellation.
If your order has already been shipped, you must follow our return process to receive a refund.

6. Late Payments and Declined Transactions

Late Payments:

If a payment is not received by the due date, we may cancel your order.

Declined Transactions:

If your payment method is declined, we will notify you and provide instructions to update your payment information.

7. Disputes and Chargebacks

Dispute Resolution:

If you have a billing dispute, please contact us at support@mkbarrs.com before initiating a chargeback.
We will work with you to resolve the issue promptly.

Chargebacks:

Unauthorised chargebacks may result in the suspension of your account or legal action.

8. Taxes

VAT and Sales Tax:

All prices are already inclusive of VAT (Value Added Tax) or other applicable sales taxes unless otherwise stated.

9. PCI Compliance

Security Standards:

We are committed to protecting your payment information. Our payment processing systems comply with the Payment Card Industry Data Security Standard (PCI DSS), a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment.

Your Security:

Your payment information is encrypted and securely transmitted to our payment processors.
We do not store your credit card details on our servers.

10. Changes to Billing Terms

We reserve the right to update these billing terms at any time. Changes will be posted on this page.
Your continued use of the Site after changes are posted constitutes your acceptance of the revised terms.